Insurance

The best laid financial plans can easily come unstuck in the event of sickness, disability or even death. Wealth protection through various insurances can alleviate this.

Most people would not consider backing their car out of the driveway unless it is insured. However, many baulk at insuring their lives or their earning capacity. There are a number of life insurance options, including Death Cover, Total & Permanent Disability (TPD) Cover, Trauma Cover, Income Protection, and Business Expenses.

Let our advisers, who are life insurance brokers, develop a solution to protect your financial plans.

Lump Sum Insurance

The diagnosis of a medical condition, total disability and death can place significant stress on a family’s finances. Life insurance that can provide an agreed lump sum at this time can assist the recovery process greatly.

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Income Protection Insurance

It is often said that your earnings capacity is one of your greatest assets. So, protecting it makes sense. Our advisers can tailor a solution just for you, speak to them today.

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Insurance FAQ’s

What types of insurance are necessary?

Insurance needs depend on your working life, debt and asset levels and also your family situation.

We advise on the following insurances:

Income Protection – to cover your salary should you become unable to work.

Total & Permanent Disablement – a lump sum should you become totally and permanently disabled

Death/Life – should you pass away, your family is given a lump sum to cover costs such as the mortgage or ongoing schooling costs etc for children.

Trauma – a lump sum for specified medical events such as heart attack, cancer or stroke.

Are your Advisers Qualified?

What are the costs for an appointment?

We offer a free no-obligation appointment to discuss your financial matters. Should you wish to utilize our services, our ongoing advice fees can be deducted from your superannuation, pension or investment portfolio.

Aged care appointments are charged at $385 and allow for 2 meetings with Scott Keeley to discuss aged care costs and how to best afford the accommodation needs for your family member entering an aged care facility.

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