Estate Services

Whether it’s making your own plans or carrying out the wishes of your loved ones, our advisers can assist.

An integral part of financial planning is estate planning. Ensuring your assets are passed to your intended beneficiaries seamlessly and effectively often takes some professional advice and planning.

We can also assist with estate administration.

Distributing the financial assets of a loved one can be daunting and complex. Our significant experience in this area allows us to take the reigns and provide you with the guidance you need.

Estate Administration

Distributing the financial assets of an estate to the beneficiaries can be a myriad of paperwork, complexities and traps. With over 20 years’ experience in estate administration, Lynette Anderson can help you.

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Estate Planning

We all know of someone who has been involved in a messy estate. Whether its because of no Will, or disgruntled family members, poor or no estate planning can result in an expensive, timely and traumatic experience for all involved.

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Estate Services FAQ’s

What if I pass away before retirement?

If you have made a binding nomination and appointed a beneficiary, this person will receive your funds. If you haven’t done this, the trustee decides who they pay the money to based on what is set out in the trust deed.

Superannuation death benefits are taxed differently depending on who receives them. It essentially depends on whether the recipient is a dependent or a non-dependent.

A dependent includes:

A spouse or de facto.
A child under 18.
Someone financially dependent on you (this could include an adult child).
Or a person with whom you had an 'interdependent' relationship (e.g. may be a same sex relationship or someone with whom you lived in a close and ongoing relationship with financial and domestic support).

For tax purposes:

Super benefits paid to dependants are tax-free.
Benefits paid to 'non-dependents' are taxed.

Are your Advisers Qualified?

What are the costs for an appointment?

We offer a free no-obligation appointment to discuss your financial matters. Should you wish to utilize our services, our ongoing advice fees can be deducted from your superannuation, pension or investment portfolio.

Aged care appointments are charged at $385 and allow for 2 meetings with Scott Keeley to discuss aged care costs and how to best afford the accommodation needs for your family member entering an aged care facility.

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