Apps vs Knowledge

Aps vs Knowledge

Investing apps such as Raiz, Spaceship, and CommSec Pocket have become extremely popular in recent years especially for new investors. The Australian Securities and Investment Commission (ASIC) has shared their concern for increasing …

The Mechanics of the Age Pension

The Mechanics of the Age Pension

Record numbers of Australians are retiring and are seeking retirement income planning advice. A key component to retirement income is the Age Pension. While I’ve written an article discussing the basics of applying …

State of Play – Uncertainty Abounds!

Ukrainian Fence Patriotism

While Russia’s invasion of Ukraine undoubtedly creates some market volatility and opportunities, this time it feels somewhat different. “Sharemarket Weakness Provides Opportunity” is a recurring theme in many of my quarterly articles. Market …

Buy Now, Pay the Price Later?

Buy Now Pay Later

Australians were introduced to credit cards way back in 1974. Since then, we’ve embraced them with enthusiasm and for some 40 years, no other credit facility came close to offering a viable alternative. …

New Beginnings

Future & Past

While divorce carries a heavy emotional burden at any age, the financial stakes for older divorcees can be greater, and the prospect of starting over more daunting than for younger people. The over …

State of Play – Omicron Musings

South African Lion

Volatility is back! After a relatively tame quarter, Omicron threatens to turn the market calmness on it’s head. The seasons roll around quickly, and in the last week of each one, I go looking …

How Much Do You Need To Retire!

Caravan Retirees

If 50 really is the new 40, then life has just begun. The kids are gaining independence or may have left home, and the mortgage could be a thing of the past or …