Volatility in share prices is not new. Nor is the view that “this time it’s different”. In a world of pandemics, wars, inflation and elections, I’d be surprised if there wasn’t market reaction. …
Apps vs Knowledge
Investing apps such as Raiz, Spaceship, and CommSec Pocket have become extremely popular in recent years especially for new investors. The Australian Securities and Investment Commission (ASIC) has shared their concern for increasing …
The Mechanics of the Age Pension
Record numbers of Australians are retiring and are seeking retirement income planning advice. A key component to retirement income is the Age Pension. While I’ve written an article discussing the basics of applying …
“No soup for you!” …until now – New Super legislation opens the window for over 67’s
Super legislation changes come and go, many of them are “ho hum” and merely tinker around the edges. We’ve been inundated with enquiries and interest in an upcoming one though. If you’re over …
State of Play – Uncertainty Abounds!
While Russia’s invasion of Ukraine undoubtedly creates some market volatility and opportunities, this time it feels somewhat different. “Sharemarket Weakness Provides Opportunity” is a recurring theme in many of my quarterly articles. Market …
Buy Now, Pay the Price Later?
Australians were introduced to credit cards way back in 1974. Since then, we’ve embraced them with enthusiasm and for some 40 years, no other credit facility came close to offering a viable alternative. …
The Finances of Aged Care – You Have Time!
Working with families who are considering Aged Care for a loved one for the first time can be traumatic. Sometimes the journey to Aged Care is a gradual one, and can allow for …
New Beginnings
While divorce carries a heavy emotional burden at any age, the financial stakes for older divorcees can be greater, and the prospect of starting over more daunting than for younger people. The over …
State of Play – Omicron Musings
Volatility is back! After a relatively tame quarter, Omicron threatens to turn the market calmness on it’s head. The seasons roll around quickly, and in the last week of each one, I go looking …
How Much Do You Need To Retire!
If 50 really is the new 40, then life has just begun. The kids are gaining independence or may have left home, and the mortgage could be a thing of the past or …