Writing these quarterly articles, I was glad when the worst of COVID was finished. I could only spin how the pandemic impacted your investments so many ways, and it felt good to move …
State of Play – Beware the Santa Rally!
2022 has been a tough year for Australian and global sharemarkets. Yet remarkably, we may well end up pretty much where we started! The ASX was punctuated with dramatic plunges and corrections followed …
Crypto Winter – A Wild Ride!
We don’t write many cryptocurrency articles. This is because we really don’t understand it. It’s not from lack of trying though – we’ve read books about it, listened to podcasts and tried to …
State of Play – Rate Rises and Retail Resilience
The last quarter saw large interest rate rises each month, with the RBA increasing the cash rate by 0.5% in each of June, July and August. The sharemarket reacted accordingly (well, at least …
Cost of Living – A Perfect Storm!
It’s easy to blame ‘cost of living increases’ for everything at the moment! In my line of work, no conversation is had in 2022 without it being mentioned at least once. But what …
State of Play – Newsflash! Sharemarket Does what Sharemarkets Do!
Volatility in share prices is not new. Nor is the view that “this time it’s different”. In a world of pandemics, wars, inflation and elections, I’d be surprised if there wasn’t market reaction. …
The Mechanics of the Age Pension
Record numbers of Australians are retiring and are seeking retirement income planning advice. A key component to retirement income is the Age Pension. While I’ve written an article discussing the basics of applying …
State of Play – Uncertainty Abounds!
While Russia’s invasion of Ukraine undoubtedly creates some market volatility and opportunities, this time it feels somewhat different. “Sharemarket Weakness Provides Opportunity” is a recurring theme in many of my quarterly articles. Market …
The Finances of Aged Care – You Have Time!
Working with families who are considering Aged Care for a loved one for the first time can be traumatic. Sometimes the journey to Aged Care is a gradual one, and can allow for …
State of Play – Omicron Musings
Volatility is back! After a relatively tame quarter, Omicron threatens to turn the market calmness on it’s head. The seasons roll around quickly, and in the last week of each one, I go looking …